Budget is very important. It can help us better control our finances and save for the future.
Sure, things like spreadsheets and budget apps are great. But for me, there is nothing better than writing a pen on paper!
If you’re like me and prefer to make your budget outdated, then a budget template is for you.
With them, you can record your income and expenses and keep your budget goals.
Below is a list of the best free printable budget templates you can use to reach your financial goals.
From simple templates to cute designs, there is something for everyone.
Now, to use these templates, you need a few things:
- Of course printer or access.
- Any source of income, such as a full-time job, plus any side jobs you may have.
- All the savings you have.
- savings goal.
- A list of expenses and debts you spend on all your bills, dining out, movies, and more.
Free budget worksheets ready to print
You can find a free budget template here… .
1. Printable Monthly Budget Template – Savvy Budget Boss
With Savvy Budget Boss you get a monthly budget template. Enter your email address to access. The budget template has a section where you can write down your income, expenses, and balance. And there are sections for housing, transportation, debt, food, and more. It is easy to use with a clean design.
2. Budget Schedule – Declaring Funds
This brightly colored budget worksheet from Money Manifesto will make your budgeting a little more fun! At the top of the sheet you can write your total income, total savings, total expenses, etc.
Below that are items such as cost of living, housing, and insurance.
3. Printable Budget Sheet – Printable Crush
Printable Crush’s printable budget sheets feature cute designs and bright colors. It can be used to record debt and income and has sections for items such as food, utilities, charities, housing, and debt.
4. Monthly College Budget – College life made easy.
Are you a college student looking to save money? For most college students, having a budget is key to organizing your finances during an expensive period in your life. Thankfully, College Life Made Easy offers a monthly college budget. And it comes in 4 colors!
5. Printable Budget Binder – Handmade 30 Days
What is the overall budget binder? Then check out the printable budget binders from Thirty Handmade Days. There are various pages such as Month at a Glance, Savings, Grocery List, Year at a Glance, and Meals This Month. Budget Binder makes budgeting easy with a clean and simple design.
6. Family Binder Budgeting Printables – Clean and Fragrant
You can get Family Binder Budgeting Printables from Clean and Scenstible. It provides different sheets such as budget at a glance, monthly budget tracker, and budget overview.
7. Printable Budget Templates – Money Thinking Moms
You can get a variety of budget templates from Money Minded Mom. A variety of sheets are available, such as monthly budgets, rainy days funds, and net worth. They feature such a cute pink and blue design.
8. Budget Binder Printables – Blooming Homestead
If you’re looking for a pretty template, check out Blooming Homestead’s budget binder print. There are several pages like Weekly Ledger, Monthly Ledger, Month at a Glance, and Savings Ledger.
9. Basic Zero-Based Budgeting Worksheet – Home Made Simple
Zero-based budgeting is a budgeting method where, if you don’t know yet, your income minus your withdrawals is zero. This way you know exactly where all your dollars are going.
For example, let’s say you earn $2,000 per month. Bills and fees are $1,800. This will leave you over $200. You still have to tell me where to go for $200!.
For example, you can put $200 in a savings account or use it to pay off debt.
This is a popular budgeting method recommended by people like Dave Ramsey who utilize the method in the EveryDollar app.
If you’re interested in this type of budgeting, check out The Simply Organized Home’s basic zero-based budgeting sheet. You can enter all your income and monthly expenses.
10. Blank Budget Worksheet Printable – Mom Managing Chaos
If you are looking for a simple free printable budget sheet, check out this worksheet from Mom Managing Chaos. It offers monthly budgets and many budget categories such as Homes, Utilities, Insurance, Personal Care, and Fun Money.
11. Monthly Bill Payment Checklist – Mom’s Choice
If you’re looking for a simple way to track your bills, check out A Mom’s Take’s Monthly Invoice Payment Checklist. With it, you can write down things like each bill/expense and its due date.
12. Weekly Budget Planner – 101Planners.com
101Planners.com has a weekly budget planner that you can use to track your income and expenses. You can track things like groceries and eating out, cars and transportation.
13. Free Monthly Budget Template Binder – Shining Mom
You can get a variety of budget templates with Shining Mom’s free budget template binder. It’s a monthly budget planner!
14. Printable Fan Snowball Worksheet – Cultivated Nest
The snowball method is a way to pay off debt. If you don’t know what it is, it’s basically a way to deal with small debts first.
So, write down all your debts in order from smallest to largest.
For example, let’s say you have three debts. Here’s how to order using the snowball method.
- Credit Card 1: $350
- Credit Card 2: 900 dollars
- Credit Card 3: $1,500
Then you have to pay off the smallest debt first.
You still have to make a minimum payment on the balance for all debts. You just focus on paying off the smallest debt more.
Once you’ve paid off your debt (the first debt), using the example above, you’ll have $350 debt and move on to the next debt. This is $900 debt in the example above.
In addition to the minimum payment for the second debt, put the money you used to pay the first debt.
Everything snowballs – hence the name! This method of paying off debt can help keep your motivation high because paying off a $350 debt is faster than paying off a $1,500 debt. Pay off your first debt and you’ll find that you’re more able to pay off the rest!
If you want to pay off your debt using the snowball method, you should check out the free printable debt snowball worksheet from A Cultivated Nest. A very simple worksheet to help you simplify your finances.
15. Paycheck Budgeting Printable – Printables by Design
Many people live their paychecks for their paychecks and budget every time they get a paycheck rather than once a month. So, if the above salary budget doesn’t suit you, try this printable salary budget from Printables by Design.
You can write down the amount for each salary you receive and what you spend on each. Very convenient if you are paid weekly, biweekly or bi-monthly. If you want to budget but don’t get paid, payroll budgeting may be for you.
Budget is very important! Pay off debt, save more money, and have a better view of your finances.
You can also use budget worksheets and templates to track your income and expenses much easier and faster. So, try this awesome free printable budget template. Print a few today and manage your money better with a budget template.