Everything has changed in the past year and we have changed too. We have learned some difficult lessons. We have adopted some new habits and abandoned some old ones, especially when it comes to spending.
There are things that we just don’t buy anymore. We just don’t see the point, we have officially parted ways with these products.
Here are some things that we just don’t buy anymore, and one surprising thing that we buy more.
1. Brand foods
We don’t know about you, but we’ve been cooking a lot, like A LOT, and we keep finding that store brands or generic brands taste much the same as more expensive brand-name products. Or close enough, anyway.
Big brands spend a lot of money to present their products to customers, whether it’s through ad campaigns, partnering with rebate apps, or paying for premium shelf space in supermarkets. Meanwhile, supermarket chains are using their cheaper private labels to target shoppers who care more about price tags than appearance.
This is an easy way to save.
2. Expensive phone plans – you can pay as little as $ 5
How long have you been with your current cell phone provider? Probably a while, right? Which means you are probably paying too much.
But we found a discount wireless company called Tello Mobile that offers plans starting at just $ 5 a month. How much are you paying now? Exactly. Imagine reducing that to just $ 5.
Tello recently switched to a national GSM network, which means improved 4G LTE / 5G coverage, faster data speed and a more stable network. It lets you choose a wireless plan based on how many minutes and how much data you want, and you can even use Tello’s coverage tool to see how strong your network is where you live. More than 7,000 customers have given it an excellent rating on Trustpilot.
Plus, Tello is super flexible. It allows you to choose the plan that suits you best. Plan prices are based on the amount of data and the number of minutes you want. For example, a family of four can get 2GB of data each, plus unlimited talk and text for just $ 56 a month total. Each plan includes a free hotspot and unlimited texting. Plus, there are no early cancellation or activation fees, no phone-only contracts or plans, or gimmicks of any kind.
It’s easy to get started and see how much you can save. Tello makes it easy to change and even keep your phone number. You don’t even need to leave home, you can do everything online. You can bring your own GSM phone or buy a new one through them. See how much you could save.
3. Overpriced Auto Insurance: Save up to $ 489 / year
When was the last time you checked car insurance prices? Probably not at any time recently, right?
Don’t feel bad, we’ve all been there. But ideally, you should buy your options every six months or so. It could save you a lot of money.
A website called Insure.com makes it easy to compare auto insurance prices. All you have to do is enter your zip code and age, and it will show you your options.
With Insure.com, people have saved an average of $ 489 a year.
Yes. That could be almost $ 500 back in your pocket just for taking a few minutes to look at your options.
4. Groceries (no rewards)
Groceries make up a good chunk of your budget. Everybody has to eat. You can also earn a little money while your food is packed.
A free app called Fetch Rewards will reward you with gift cards just for buying essentials like toilet paper and more than 250 other items at the grocery store.
Here’s how it works: After downloading the app, simply take a photo of your receipt showing that you purchased an item from one of the brands listed on Fetch. For your efforts, you will get gift cards to places like Amazon or Walmart.
You can download the free Fetch Rewards app here to start earning free gift cards.
Over a million people have already done it, so they must be on to something.
5. Overpriced online shopping
Wouldn’t it be nice if you received an alert when you are shopping online and are about to overpay? That’s what this free service does.
Just add it to your browser for free, and before you pay, you’ll check other websites, including Walmart, eBay, and others, to see if your item is available at a cheaper price. Additionally, you can get coupon codes, set price drop alerts, and even view the item’s price history.
Suppose you are buying a new TV and assume that you have found the best price. This is when a pop-up will appear letting you know if that exact TV is available elsewhere for a cheaper price. If coupon codes are available, they will also be automatically applied to your order.
In the last year, this has saved people $ 160 million.
You can get started with a few clicks to see if you are overpaying online.
6. Credit card debt: stop paying your credit card company
We have stopped spending money on credit card debt, because it is the most expensive type of debt you can have, and your credit card company is simply getting rich by scamming you with high interest rates. But a website called AmOne can help you fight back.
If you owe your credit card companies $ 50,000 or less, AmOne will match you with a low-interest loan that you can use to pay off each of your balances.
The benefit? You will have an invoice left to pay each month. And because personal loans have lower interest rates (AmOne rates start at 3.49% APR), you will get out of debt. what Too much faster. Plus: No credit card payment this month.
It takes two minutes to see if you qualify for up to $ 50,000 online. You need to give AmOne a real phone number to qualify, but don’t worry, they won’t spam you with phone calls.
7. One thing we are buying more than …
We are buying more investments these days. Investing is the way to build wealth, and it’s time for more of us to get started.
If you feel like you don’t have enough money to start investing, guess what? You don’t really need that much, and you can even get free shares (worth up to $ 200!) If you know where to look.
Whether you have $ 5, $ 100, or $ 800 to spare, you can start investing with Robinhood.
Yes, you’ve probably heard of Robinhood. Both beginners and investing professionals love it because it charges no fees, and you can buy and sell stocks for free, with no limits. In addition, it is very easy to use.
What is the best? When you download the app and fund your account (it doesn’t take more than a few minutes), Robinhood deposits a portion of the free shares into your account. However, it is random, so the shares could be worth between $ 2.50 and $ 200, a good boost to help you build your investments.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. He’s absolutely and totally done buying certain things, like those hot and spicy hot dogs with spicy mustard, definitely no more of that.