Saying yes can feel really good.
You can say yes to a new job, yes to a proposal, yes to more freshly grated Parmesan on top of the pasta.
But you know what feels even better sometimes? To say no.
Say it is not powerful. Say it is not a statement. And say it can’t save you tonne of money. How much? It depends on how often you can say no to these situations:
1. Say no to expensive car insurance and save $ 489 a year
When was the last time you checked car insurance prices? Try to buy now and say no to your overpriced car insurance policy.
You should buy your options every six months or so as it could save you a lot of money. However, let’s face it. It’s probably not the first thing you think of when you wake up. But it does not have to be like that.
A website called Insure.com makes it easy to compare auto insurance prices. All you have to do is enter your zip code and age, and it will show you your options.
With Insure.com, people have saved an average of $ 489 a year.
Yes. That could be $ 500 back in your pocket just for taking a few minutes to look at your options.
2. Say no to paying full price and save $ 1,825 this year
Wouldn’t it be nice if you got an alert when you’re shopping online at Target and you’re about to overpay?
That is exactly what this free service does. Says no for you.
Just add it to your browser for free, and before you pay, you’ll check other websites, including Walmart, eBay, and others, to see if your item is available at a cheaper price. Additionally, you can get coupon codes, set price drop alerts, and even view the item’s price history.
Suppose you are buying a new TV and assume that you have found the best price. This is when a pop-up will appear letting you know if that exact TV is available elsewhere for a cheaper price. If coupon codes are available, they will also be automatically applied to your order.
With your savings estimation tool, you can save between $ 365 and $ 1,825 each year, depending on the amount of online purchases you make.
You can get started with a few clicks to see if you are overpaying online.
Capital One Shopping compensates us when you get the extension using the links provided.
3. Say no to pay your credit card company
Your credit card company is getting rich by scamming you with high interest rates. But a website called AmOne wants to help you say no to those crazy interest payments.
If you owe your credit card companies $ 50,000 or less, AmOne will match you with a low-interest loan that you can use to pay off each of your balances.
The benefit? You will have an invoice left to pay each month. And because personal loans have lower interest rates (AmOne rates start at 3.49% APR), you will get out of debt. what Too much faster. Plus: No credit card payment this month.
AmOne keeps your information confidential and secure, which is why, after 20 years in business, it still has an A + rating from the Better Business Bureau.
It takes two minutes to see if you qualify for up to $ 50,000 online. You need to give AmOne a real phone number to qualify, but don’t worry, they won’t spam you with phone calls.
4. Say no to low-interest bank accounts and get $ 100
Low interest bank accounts are all too common. You can earn just a few pennies with your money. But with an account from a company called Aspiration, you can finally say no at those paltry interest rates and earn a sign-up bonus, too.
So what does an extra $ 100 and 16 times the average interest sound like? Free? Really. Aspiration will give you $ 100 just for opening a new debit card.
Sure, many debit cards offer year-round sign-up bonuses, but they often require you to go through hurdles with minimal requirements that seem impossible to meet.
But Aspiration makes it simple. To earn your $ 100, this is all you need to do: Open your Aspiration account and deposit at least $ 10. Then set up and receive three direct deposits of at least $ 500 each from your paycheck or government benefits. That’s! Then wait for your check.
Even better? Your debit card allows you to get up to 10% cash back on your purchases and can earn you 16 times the average interest on the money in your account.
Enter your email address here and link your bank account. And do not worry. Your money is insured by the FDIC and under military grade encryption. That’s nerdy talk for “this is totally safe.”
5. Say no to being scammed by your home insurance company and save $ 690 / year
You are probably wasting money right now. And it’s probably something you’d never expect – your homeowners insurance policy.
This is not something you actively think about, you just know you have to have it.
The problem is, you are paying too much. Fortunately, an insurance company called Policygenius makes it easy to find out how much you are overpaying. Find cheaper policies and special discounts in minutes.
In fact, it saves users an average of $ 690 a year, or $ 57.50 a month. It will even help you break away from your old insurance company. (You can cancel your policy at any time and your company must issue a refund.)
And just because you’re saving money doesn’t mean you’re skimping on coverage. Policygenius will make sure you have what you need.
Just answer a few questions about your home to see how much money you are wasting.