CEOs know money. That is why they give it so much importance.
The CEO of each company is attentive to a number: the bottom line. Add up your income, subtract your expenses, and you get your bottom line. Ultimately, it is the only number that matters.
Many of us get a little careless with the end result. We earn what we earn and spend too much, and before you know it, we are in debt. Deeply in debt.
But that CEO in the corner office making $ 15 million a year? That person is laser focused on the end result. Obsessed with it. Always looking for ways to improve it.
Here are six ways you can improve your bottom line, as a CEO:
1. Stop paying your credit card company
Credit card debt will hurt your bottom line like nothing else. And the truth is, your credit card company doesn’t really care. It’s getting rich by scamming yourself with high interest rates. But a website called AmOne wants to help.
If you owe your credit card companies $ 50,000 or less, AmOne will match you with a low-interest loan that you can use to pay off each of your balances.
The benefit? You will have an invoice left to pay each month. And because personal loans have lower interest rates (AmOne rates start at 3.49% APR), you will get out of debt. what Too much faster. Plus: No credit card payment this month.
AmOne keeps your information confidential and secure, which is probably why, after 20 years in business, it still has an A + rating from the Better Business Bureau.
It takes two minutes to see if you qualify for up to $ 50,000 online. You need to give AmOne a real phone number to qualify, but don’t worry, they won’t spam you with phone calls.
2. Get paid every time you buy food
There are some things that you just have to buy. CEOs would call them operating expenses. For the rest of us, that means things like shopping, which will always be one of your biggest expenses. Shouldn’t you have something to show?
A free app called Fetch Rewards will reward you with gift cards just for buying toilet paper and over 250 other items at the grocery store.
Here’s how it works: After downloading the app, simply take a photo of your receipt showing that you purchased an item from one of the brands listed on Fetch. For your efforts, you will get gift cards to places like Amazon or Walmart.
You can download the free Fetch Rewards app here to start earning free gift cards. Over a million people have already done it, so they must be on to something …
3. make sure you don’t overpay
Here’s another way to increase your profitability: Stop overpaying for things.
Wouldn’t it be nice if you got an alert when you’re shopping online at Target and you’re about to overpay? That’s what this free service does.
Just add it to your browser for free, and before paying, you’ll check other websites, including Walmart, eBay, and others, to see if your item is available at a cheaper price. Additionally, you can get coupon codes, set price drop alerts, and even view the item’s price history.
Suppose you are buying a new TV and assume that you have found the best price. This is when a pop-up will appear letting you know if that exact TV is available elsewhere for a cheaper price. If coupon codes are available, they will also be automatically applied to your order.
In the last year, this has saved people $ 160 million.
You can get started with a few clicks to see if you are overpaying online.
4. Get $ 540 / year from your auto insurance in minutes
Your end result is like a moving target. CEOs are never satisfied; they are always looking for new ways to cut costs and make sure they don’t overpay. And it can be the same way. For example, when was the last time you checked car insurance prices?
You should buy your options every six months or so as it could save you a lot of money. However, let’s face it. It’s probably not the first thing you think of when you wake up. But it does not have to be like that.
A website called Insure makes it easy to compare car insurance prices. All you have to do is enter your zip code and age, and it will show you your options, and even discounts in your area.
With Insure, people have saved an average of $ 540 a year.
Yes. That could be $ 500 back in your pocket just for taking a few minutes to look at your options.
5. Add $ 225 to your wallet just for watching the news
What is the best way to improve your results? Diversify your sources of income. CEOs know it. But you don’t have to be in top management to find new ways to earn extra money. You could do this just by watching the news.
Yes. This is a historic news moment, and we are all constantly updating for the latest updates. Research companies want to pay you to keep looking. You can add up to $ 225 a month to your pocket by signing up for a free account with InboxDollars. They will present you with short news clips to choose from each day, then ask you a few questions about them.
You just have to answer honestly, and InboxDollars will continue to pay you every month. This may sound too good to be true, but it has already paid its users more than $ 56 million.
It takes about a minute to sign up and start charging to watch the news.
6. See if you can get more money from this company
If there is a way to get extra money back in your budget, you better believe the CEOs have considered it. You can adopt that same mindset. Here’s the deal: If you’re not using the Aspiration debit card, you’re wasting extra money. And who doesn’t want extra money right now?
Yes. A debit card called Aspiration gives you back up to 5% every time you swipe.
Do you need to buy groceries? Extra money.
Do you need to fill the tank? Bam. Even more extra money.
You were going to buy these things anyway, why not get this extra money in the process?
Enter your email address here and link your bank account to see how much extra money you can get with your free Aspiration account.
CEOs will tell you to keep an eye on the results. By following these six tips, you can make a real difference to yours.
Watch and see.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. You are not a CEO, but you know the bottom line.