Do you remember going to the mall? The thrill of walking from store to store, adding more bags to your arms, paying cash (!) For your splurges was quite an experience, and could have also helped you stay on budget.
But you don’t buy them online. The ease of finding everything you need, and many things you don’t need, makes it too easy to * click * * click * * buy now * and deal with your credit card bill later.
Let’s be realistic. Online shopping is here to stay, but overspending doesn’t have to be. Here are some of the best money-saving and cash-back tricks.
1. Find out if you are overpaying and save $ 1,825 / year
Wouldn’t it be nice if you got an alert when you’re shopping online at Target and you’re about to overpay?
That is exactly what this free service does.
Just add it to your browser for free, and before you pay, you’ll check other websites including Walmart, eBay, and others to see if your item is available at a cheaper price. Additionally, you can get coupon codes, set price drop alerts, and even view the item’s price history.
Suppose you are buying a new TV and assume that you have found the best price. This is when a pop-up window will appear letting you know if that exact TV is available elsewhere for a cheaper price. If coupon codes are available, they will also be automatically applied to your order.
If you shop online 25 times a month, including every item in your Amazon cart and your restaurant delivery, you could save an estimated $ 1,825 each year. The extension will calculate your savings at different levels. With five purchases a month, you could still save $ 365 a year, and with 10 purchases, you could save $ 730.
You can get started with a few clicks to see if you are overpaying online.
Capital One Shopping compensates us when you get the extension using the links provided.
2. Get paid every time you buy toilet paper
Shopping was never exactly pleasant. But these days, it’s a straightforward fight. Fight against crowds; Maintain six feet of space – Buying toilet paper is a feat. Shouldn’t you have something to show?
A free app called Fetch Rewards will reward you with gift cards just for buying toilet paper and over 250 other items at the grocery store.
Here’s how it works: After downloading the app, simply take a photo of your receipt showing that you purchased an item from one of the brands listed on Fetch. For your efforts, you will get gift cards to places like Amazon or Walmart.
You can download the free Fetch Rewards app here to start earning free gift cards. Over a million people have already done it, so they must be on to something …
3. Get $ 489 / year from your auto insurance in minutes
Okay okay, we know buying car insurance isn’t as fun as winning a bid on eBay, but it’s still an online purchase! When was the last time you checked car insurance prices?
You should buy your options every six months or so as it could save you a lot of money. However, let’s face it. It’s probably not the first thing you think of when you wake up. But it does not have to be like that.
A website called Insure.com makes it easy to compare auto insurance prices. All you have to do is enter your zip code and age, and it will show you your options.
With Insure.com, people have saved an average of $ 489 a year.
Yes. That could be $ 500 back in your pocket just for taking a few minutes to look at your options.
4. See if you can get more money from this company
Here’s the deal: If you’re not using the Aspiration debit card, you’re wasting extra money. And who doesn’t want extra money right now?
Yes. A debit card called Aspiration gives you back up to 5% every time you swipe or shop online.
Fill the tank? Extra money.
Have eight Amazon boxes headed for your porch? Bam. Even more extra money.
You were going to buy these things anyway, why not get this extra money in the process?
Enter your email address here and link your bank account to see how much extra money you can get with your free Aspiration account. And do not worry. Your money is insured by the FDIC and under military grade encryption. That’s nerdy talk for “this is totally safe.”
Kari Faber is a former mall rat and current writer for The Penny Hoarder.