What’s your next big purchase? What is it that you really want?
Is it a new phone? A new car? A used car? An elegant dress? Expensive shoes? A laptop?
Or wait, let’s guess: you’re planning a great trip, aren’t you? After a year of COVID, you are thinking about your next big vacation.
Whatever your next big splurge is, you should start saving for it now. The more proactive you are in saving, the sooner you get what you want.
Here are five tips to get there faster:
1. See if you can get more money from this company
Here’s the deal: If you’re not using the Aspiration debit card, you’re losing extra money. And you will need extra money for your splurge.
Try a debit card called Aspiration, which gives you back up to 5% every time you swipe.
Do you need to buy groceries? Extra money.
Do you need to fill the tank? Bam. Even more extra money.
You were going to buy these things anyway, why not get this extra money in the process?
Enter your email address here and link your bank account to see how much extra money you can get with your free Aspiration account. And do not worry. Your money is insured by the FDIC and under military grade encryption. That’s nerdy talk for “this is totally safe.”
2. Add $ 225 to your wallet just for watching the news
Every little bit helps. Here’s one way to earn a little extra money:
It has been a historic time for news, and we are all constantly updating ourselves for the latest updates. You probably know more than one news junkie who imagines himself to be a respiratory disease expert or political mastermind.
And research companies want to pay you to keep looking. You can add up to $ 225 a month to your pocket by signing up for a free account with InboxDollars. They will present you with short news clips to choose from each day, then ask you a few questions about them.
You just have to answer honestly, and InboxDollars will continue to pay you every month. This may sound too good to be true, but it has already paid its users more than $ 56 million.
It takes about a minute to sign up and start charging to watch the news.
3. Get paid every time you buy food
Here’s another example of how every little detail helps you get closer to your goal.
A free app called Fetch Rewards will reward you with gift cards just for buying toilet paper and over 250 other items at the grocery store.
Here’s how it works: After downloading the app, simply take a photo of your receipt showing that you purchased an item from one of the brands listed on Fetch. For your efforts, you will get gift cards to places like Amazon or Walmart.
You can download the free Fetch Rewards app here to start earning free gift cards. Over a million people have already done it, so they must be on to something.
4. Stop paying your credit card company
Credit card debt is the most expensive type of debt, and your credit card company is simply getting rich by scamming you with high interest rates. But a website called AmOne can help you fight back.
If you owe your credit card companies $ 50,000 or less, AmOne will match you with a low-interest loan that you can use to pay off each of your balances.
The benefit? You will have an invoice left to pay each month. And because personal loans have lower interest rates (AmOne rates start at 3.49% APR), you will get out of debt. what Too much faster. Plus: No credit card payment this month.
AmOne keeps your information confidential and secure, which is probably why, after 20 years in business, it still has an A + rating from the Better Business Bureau.
It takes two minutes to see if you qualify for up to $ 50,000 online. You need to give AmOne a real phone number to qualify, but don’t worry, they won’t spam you with phone calls.
5. Find out if you are overpaying
Wouldn’t it be nice if you got an alert when you’re shopping online at Target and you’re about to overpay?
That is exactly what this free service does.
Just add it to your browser for free, and before you pay, you’ll check other websites, including Walmart, eBay, and others, to see if your item is available at a cheaper price. Additionally, you can get coupon codes, set price drop alerts, and even view the item’s price history.
Suppose you are buying a new TV and assume that you have found the best price. This is when a pop-up will appear letting you know if that exact TV is available elsewhere for a cheaper price. If coupon codes are available, they will also be automatically applied to your order.
In the last year, this has saved people $ 160 million.
You can get started with a few clicks to see if you are overpaying online.
Mike Brassfield ([email protected]) is a senior writer at The Penny Hoarder. You better believe that you are thinking about your next big purchase.
* Capital One Shopping compensates us when you get the extension using the links provided.